---
product_id: 329099524
title: "The 12% Solution: Earn A 12% Average Annual Return On Your Money, Beating The S&P 500, Mad Money's Jim Cramer, And 99% Of All Mutual Fund Managers... By Making 2-4 Trades Per Month"
price: "€ 44.93"
currency: EUR
in_stock: true
reviews_count: 5
url: https://www.desertcart.es/products/329099524-the-12-solution-earn-a-12-average-annual-return-on
store_origin: ES
region: Spain
---

# The 12% Solution: Earn A 12% Average Annual Return On Your Money, Beating The S&P 500, Mad Money's Jim Cramer, And 99% Of All Mutual Fund Managers... By Making 2-4 Trades Per Month

**Price:** € 44.93
**Availability:** ✅ In Stock

## Quick Answers

- **What is this?** The 12% Solution: Earn A 12% Average Annual Return On Your Money, Beating The S&P 500, Mad Money's Jim Cramer, And 99% Of All Mutual Fund Managers... By Making 2-4 Trades Per Month
- **How much does it cost?** € 44.93 with free shipping
- **Is it available?** Yes, in stock and ready to ship
- **Where can I buy it?** [www.desertcart.es](https://www.desertcart.es/products/329099524-the-12-solution-earn-a-12-average-annual-return-on)

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- Customers looking for quality international products

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## Description

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## Images

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## Customer Reviews

### ⭐⭐⭐ 







  
  
    A simple book that is actually better than others
  

*by D***N on Reviewed in Singapore on 13 February 2022*

Better than other popular books on rotational momentum.

### ⭐ 







  
  
    Light weight
  

*by C***N on Reviewed in Spain on 18 August 2018*

A light weight read that is totally US centric and not for serious investors.

### ⭐⭐⭐ 







  
  
    Proof that Warren Buffett is STILL the Master of the Investment World
  

*by W***R on Reviewed in the United States on 15 July 2018*

The author makes a fair case for his theory on investing ......But the 10 year time frame he references is from the Crash of 2008  to 2017 is NOT representative of the typical up and down cycles usually experienced in long term investing.  His case revolves around  one of the longest Bull Markets ever experienced.  Had he "back-date-proved" his theory for a longer period (1998-2017)  t he case would be far less compelling.  As with most financial books, good returns will be made in Bull Markets but when you mix in the "down years" the returns would be closer to 9%.  Altogether not a bad return BUT........to be fair, the author does offer the wistful caveat "to be mindful of early redemption charges for trades of less than 30 days" as well as fund or ETF fees.  But his entire time frame for trades IS - THIRTY DAYS - therefore you will be sure to incur early redemption fees 90% of the time.  Then there are the inevitable short term gain taxes.  When all is said and done, with all these fees chipping away, before you know it your returns are whittled down to the 7-1/2 % range.  At the beginning of the book the author tells of Warren Buffet's "bet"  in the S & P 500 Index ETF, which is tax efficient and has produced a return of 7.1% annually without the need for costly and somewhat risky monthly trading .........No muss.......No fuss.........No bother........Buy and Hold........Steady the course.......As they say:  "It's a No-Brainer".  Still,  on a grand scale the extra .4% might prove telling over 20 years.  In sum, the book is a fast read, being a scant 71 concisely written  pages that have end of chapter bullet summaries for clarity of thought.  The book is definitely a cut above the myriad of other "Financial Guru-Gobbledygook" books loaded with incomprehensible charts and untenable theories that can best be divined only through a Wegee Board or several degrees from Harvard or Wharton Business Schools.  The books a "BUY" but if only to prove the veracity of the Wizard of Omaha's simple theory on investing for 99% of the population.

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*Product available on Desertcart Spain*
*Store origin: ES*
*Last updated: 2026-02-12*